Financial Planning for your kids college education is an investment in the future. Whether you have kids now or plan to have them in the future, it is never too early to start saving for their education. Even though education in Ireland is free, there are many additional costs going to college from college admin fees to the cost of education if your kids have to travel to attend the course that they dream of. A recent article from the Irish Independent estimated the cost in 2021/2022 if your child moves away for college is €14,000. Financial planning for your kids’ education is a big responsibility, and we want to make it easy for you.
You may have heard some radio ads or seen some TV ads about Financial Wellbeing. So what is Financial Wellbeing?
Financial wellbeing is the state of being able to live comfortably within your means. Financial wellbeing can be measured through one’s net worth, income, available assets, and debt.
Financial wellbeing is essential for achieving success in other aspects of your life. Achieving financial wellbeing is about finding the right balance of money, time and priorities in your life to create a sense of security, control and freedom.
Ulster Bank are one of Ireland’s biggest banks and have been operating here for over 160 years but they have struggled to remain profitable. The banks parent company, NatWest, made the announcement that Ulster Bank will be closing down its business in the Republic of Ireland, leaving all 1.1million Irish customers confused. Although changes aren’t expected to happen for another year or so, with any changes expected to be brought in gradually, it would be wise if you are a customer with Ulster Bank to start preparing for a move now. In this post we will be covering what is actually happening, when it could be happening and what you should do if you are currently with Ulster Bank.
Contactless payment methods have been getting more popular as the years go on as its quick and secure. The only complaint it seemed was that there was a lack of acceptance of these methods for awhile. Apple, Google & FitBit all now offer their own version of contactless payment with phones and smart watches alike. Payments have never been quicker and easier. With the outbreak of COVID-19, there has been ever greater encouragement for contactless payment with the limits constantly rising. In this article we will examine which bank supports which payment type & whether or not there are charges that come with contactless payment through Apple, Google & FitBit Pay.
Different providers charge different levels of bank charges and often these can be the trigger for people to move around banks. Especially if you’re with Ulster Bank who are shutting operations in the next few years, you will be looking for alternatives and bank charges will be a big factor in the one you should choose. Each bank have difference pros and cons with different features which are sure to suit everyone’s needs. We will also add in whether they support contactless payment methods as they are ways of avoiding charges when using card. In this post, we will provide a rundown of each banks charges to give you the best understanding and the ultimate guide to help you make your next choice.
https://advisor.visualcapitalist.com/black-swan-events/
Market volatility is one of the most reliable things that you can predict. You don’t know what prices are going to do next month, next year. The one thing we know is that prices are going to move around, and what we see is that prices often move around more than fundamentals, more than the […]
Unit Cost Averaging
https://www.blackrockblog.com/
2020 Investment Outlook – Snapshot