Financial Planning is setting out your route to attain your financial goals through savings and investments.
Are you getting the best return for your hard earned wealth? Sitting in a regular bank account might see your wealth shrink.
Protecting you and your family in case of illness or a tragedy is very important.
What happens if a co-owner gets very ill or your best employee tragically dies? It might end in your business closing.
Look forward to a very comfortable retirement by planning ahead.
Estate Planning also known as Inheritance Tax Planning is the act of preparing for the transfer of a person’s wealth and assets after his or her death.
Cork Pension & Investment Broker 2022 for a second year in a row.
Financial Planning for everything life brings. Managing in the Present and Planning for the Future
MBC Financial has been awarded Cork Pension & Investment Broker 2022 by the All-Ireland Business Foundation for a second year in a row and has maintained our Business All-Star Accreditation for the third year in a row – 2020, 2021 and 2022.
We are here for you. We help our customers deal with their present finances by helping with savings and investments and cash flow planning.
Our Financial Planning services can help you set or achieve you financial goals.
Our Wealth Management services can help you get the best return for your hard earned wealth instead of earning almost nothing in a bank.
Our Retirement Planning options can help you look forward to a very comfortable retirement.
With Estate Planning, we can help you plan the most tax efficient way to leave a legacy.
Our Protection packages can help look after your family or your business if something unexpected happens to you or a business partner.
Financial life plans can help you achieve your goals in the most financially efficient ways. Research in 2018 of over 1,000 people found that people who’ve received financial advice more than doubled their savings on deposit.
Our in-depth knowledge and expertise in financial matters, complemented by a highly personalised service means we are ideally positioned to help you achieve your own business and financial goals.
It depends on whether the Financial Planner is providing advice only or advice coupled with a recommendation of a product. The cost of providing advice only could be approximately between €250 to €400 per hour.
However, if it’s a case that the Financial Planner is putting together a financial plan in conjunction with recommending a product with a company, the insurance or investment company may pay the financial planner, so therefore there is no cost to the client. There are two ways that Financial Advisors/Planners can be paid. We either charge fees for the services that we provide and that would be an hourly fee or we are paid a commission for placing the business with the insurance/investment company which is all declared to the client prior to engaging with the Planner.
The fees are disclosed on our Terms of Business/website and a full list of the potential remuneration is disclosed on our website.
Yes, so if you are company director and I am charging you a fee for services that I provide. It is an allowable expense against your company income.
As a minimum competency, the financial advisor would need to have obtained the QFA (Qualified Financial Advisor) designation, that is the minimum competency requirement for a face to face financial advisor. A Financial Planner may also hold other qualifications such as an SIA which is a specialist investment advisor and/or a CFP which is a Certified Financial Planner. Every QFA/SIA/CFP is required to do a minimum number of CPD (Continuous Professional Development) hours on an annual basis to keep their knowledge in line with current regulatory and compliance standards as set out by The Central Bank.
Look for real reviews/testimonials by customers. Make sure that they have a real address and a local phone number. Look at the qualifications of the staff.
For a no-obligation and free initial consultation.