Repurposed from the Visual Capitalist / Voronoi chart: “Charted: Asset Class Returns Across Eras (1990–2025)” (data source noted as Goldman Sachs). If you can’t access the article directly, a mirrored version is often available via Voronoi: Voronoi app page . Asset Class Returns Across Eras: What 1990–2025 Can Teach Investors At MBC Financial, we spend […]
Based on insights and data visualisation originally published by Visual Capitalist: “152 Years of S&P 500 Returns (Pyramid)” . What 152 Years of S&P 500 Returns Tell Us About Investing At MBC Financial, we help clients make confident decisions by focusing on evidence, good planning, and a long-term view. One of the most useful reminders […]
Introduction: Budget 2024 was a challenging one due to the economic and political backdrop. The Government delivered a comprehensive fiscal package with numerous measures impacting the Irish economy and society. The budget aims to benefit everyone slightly, but no significant advantages are offered to any particular group. The economy is near full capacity, but there […]
What is Pension Auto-Enrolment? Auto-enrolment is a fresh approach to help people save more for their golden years. Think of it as a savings jar where you, your employer, and even the government drop in some money. What Does Auto-Enrolment Mean for Me as an Employee? ● What is it? A retirement savings plan. ● […]
The Irish government is getting ready to introduce a new retirement savings scheme, called “auto-enrolment”, by the end of 2023. The first payments are expected to be made in 2024. This plan has been under preparation for almost twenty years and is finally approaching its completion. The primary goal of this program, according to Heather […]
Losing your job can be a difficult and stressful experience, especially in the tech industry where job security can be uncertain. However, there are steps you can take to protect your financial future and make the most of your pension in the event of a redundancy. First and foremost, it’s important to understand the options […]
Around the world, the lingering effects of the coronavirus have led to increased financial stress among consumers, particularly among those who have lost loved ones, jobs and businesses. According to McKinsey, the average life satisfaction in Europe, which consistently leads the world in well being, fell in April to its lowest level since 1980. Some […]
We like to think we are becoming a more equal society, but women continue to face a particular set of challenges, compared to men, when it comes to managing their income and planning for the future. Generally speaking, women face different challenges through their financial life journey, compared to men, including: The Gender Pay Gap […]
The following is a comprehensive list that includes some starting points, as well as some more complex strategies for those who want to make 2021 the start of a long-term commitment to financial success. 20 Ways to Jump Start your Financial Future 1. Improve your financial literacy. Don’t know much about managing your money? The […]
Budget 2023 Update from MBC Financial The 2023 Budget details were announced in the Dail by the Minister for Finance on 27th September 2022. We look at the main changes potentially impacting on clients. The key points from the Budget 2023 speech:: The standard rate income tax band for a single person for 2023 will […]