Is Investing for Me?

When you've come into a sum of money, perhaps through earnings, an inheritance, or a redundancy package, there are multiple options available to you. Spending the money, pay off debt or saving it for future expenses are possibilities, as is growing the sum through investing in an investment plan. The type of fund you invest in and the level of risk you're willing to accept can impact your potential capital growth over time.

Saving versus Investing

Monthly regular saving is an effective method for amassing money over time to reach your financial goals. However, if you already have a lump sum, investing could be a good option for you. The returns from investing in a fund can often exceed those from a cash deposit account.

What are your Goals?

Your decision to invest will be shaped by your financial objectives. Are you aiming for short-term or long-term gains? For short-term goals like saving for a holiday, a bank deposit account may be the best choice. However, for long-term goals, such as education costs, investing could be more beneficial. Investing in a fund(s) can provide an opportunity to earn inflation-beating returns over the medium to long term.

What's your Attitude to Risk?

Investing a lump sum inherently involves a degree of risk. Typically, the higher the potential return you seek from your savings and investments, the greater the risk of your capital you must accept. With MBC Financial, you can choose from a multitude of options, depending on your current attitude to risk

Your choice of funds for investment will significantly impact the potential returns you can expect. Numerous funds and a variety of asset classes are available to consider. You can opt for an Investment Plan which allows you to choose from various funds and asset classes such as shares, property, bonds, alternatives, and cash.

Looking for expert personal investment advice? Let MBC Financial help you! The first meeting is at our expense, so you have nothing to lose by filling out our query form. Don’t just take our word for it – read our client testimonials to see what people think about our work.